Trying to get the free credit report that is provided by the Fair and Accurate Credit Transactions Act (FACT Act) can be a challenging task. The most common place to look for a free credit report is either through the credit bureaus or through another service like FreeCreditReport.com. Unfortunately, when you go to these sites, you will find it very difficult to get a truly free credit report and likely get sucked into a paid program with some type of free or inexpensive introductory offer.
DON'T SIGN UP!!! These programs are money grabs and should only be used if your identity has been compromised. To get your free credit report under the FACT Act, visit AnnualCreditReport.com instead. This is the official site for consumers to obtain their free annual credit report and...Oh yes! It's free.
